Virginia Commercial Insurance Coverage

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Commercial Insurance

Are you an investor or an entrepreneur in Virginia? Venturing into the world of business entails taking calculated risks. Before you make the first sale or sign in the first client, a natural disaster, a lawsuit, or an injured employee can ruin your venture. Fortunately, Independent Insurance Agency of Richmond protects your investment with commercial insurance.

Commercial Insurance Options

We work with companies by providing them following commercial policies:

Commercial Property Insurance

Regardless of where you operate from, commercial property coverage safeguards your business premises and properties from vandalism, natural catastrophes, and theft. It is possible to customize the policy to suit any business. It can cover your building, furniture, computers, documentation, inventory, machinery, and many others.

Workers Compensation Insurance

Once your company starts employing, it becomes obligatory to have a workers compensation policy in Virginia. The policy protects your business and your employees in case of injuries, sicknesses, and even lawsuits.

Commercial General Liability Coverage

General liability coverage is important in protecting you from financial losses resulting from damages, property damage, lawsuit and medical expenses from third parties. The coverage can be tailored to suit product malfunction.

Professional Liability Policy

If you offer services to consumers, professional liability policy is paramount. It protects your business from incurring expenses from lawsuits if a customer feels aggrieved. It is also essential in case of errors and malpractice.

Business Interruption Policy

When a covered incident renders your business closed temporarily, this policy can make up for the lost income. Our business interruption policy replaces the income for the period your enterprise is closed.

Commercial Auto Policy

Vehicles for business are not covered by personal auto insurance. You need to purchase a commercial auto policy to cover the vehicles you use for business. Our policy extends to vehicles that you don’t necessarily own but rent as well.

If you are looking for commercial insurance in Virginia, Independent Insurance Agency of Richmond is ready to serve you. We proudly support startups, SMEs, and established companies. Visit our offices or give us a call and we will get you started on a commercial insurance policy.

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